Comments on: Letter to Insurance Requesting Homebirth Coverage http://vbacfacts.com/2007/12/30/letter-to-insurance-requesting-homebirth-coverage/ Vaginal birth after cesarean? Don't freak, know the facts. Tue, 27 Jul 2010 18:40:36 -0700 http://wordpress.org/?v=2.8.5 hourly 1 By: Amy http://vbacfacts.com/2007/12/30/letter-to-insurance-requesting-homebirth-coverage/comment-page-1/#comment-646 Amy Thu, 06 Nov 2008 00:15:31 +0000 http://vbacfacts.com/2007/12/30/letter-to-insurance-requesting-homebirth-coverage/#comment-646 Thank you for posting this. I found it while doing a search for FL law regarding the reimbursement of LMs, due to my insurance company's refusal to pay for midwifery care. Thank you for posting this. I found it while doing a search for FL law regarding the reimbursement of LMs, due to my insurance company’s refusal to pay for midwifery care.

]]> By: Ann http://vbacfacts.com/2007/12/30/letter-to-insurance-requesting-homebirth-coverage/comment-page-1/#comment-27 Ann Thu, 24 Jan 2008 21:57:06 +0000 http://vbacfacts.com/2007/12/30/letter-to-insurance-requesting-homebirth-coverage/#comment-27 Thank you so much for posting this. I was doing a search for "Florida home birth law" and it brought me here. I am currently fighting with United HC for gap coverage for my DD's birth (at home with an LM) in June... they denied me and said "out of network" was good enough, but I'm going to fight for it all. I printed out his letter and will tweak it to my own situation, taking care to cite the reasons you mentioned in your introduction to it as well. I am so glad I found this!! Thanks again. Thank you so much for posting this. I was doing a search for “Florida home birth law” and it brought me here. I am currently fighting with United HC for gap coverage for my DD’s birth (at home with an LM) in June… they denied me and said “out of network” was good enough, but I’m going to fight for it all. I printed out his letter and will tweak it to my own situation, taking care to cite the reasons you mentioned in your introduction to it as well. I am so glad I found this!! Thanks again.

]]> By: DM http://vbacfacts.com/2007/12/30/letter-to-insurance-requesting-homebirth-coverage/comment-page-1/#comment-24 DM Sun, 13 Jan 2008 15:14:46 +0000 http://vbacfacts.com/2007/12/30/letter-to-insurance-requesting-homebirth-coverage/#comment-24 I had two homebirths in the time CIGNA was my healthcare provider in Massachusetts. The first was covered as out-of-network - we simply submitted the claim on their regular form, and our homebirth midwife provided the correct code for childbirth. The second was initially simply denied because of a dating error that put it in the same year as the first, just a month later. It took a dozen or so phonecalls so set it right, but eventually the FULL claim was covered, even though the midwife was the same as the first time, and nothing had changed. So, I recommend you try submitting your claim as usual, and then write a letter only if it's denied. I had two homebirths in the time CIGNA was my healthcare provider in Massachusetts.

The first was covered as out-of-network – we simply submitted the claim on their regular form, and our homebirth midwife provided the correct code for childbirth.

The second was initially simply denied because of a dating error that put it in the same year as the first, just a month later. It took a dozen or so phonecalls so set it right, but eventually the FULL claim was covered, even though the midwife was the same as the first time, and nothing had changed.

So, I recommend you try submitting your claim as usual, and then write a letter only if it’s denied.

]]> By: PJ http://vbacfacts.com/2007/12/30/letter-to-insurance-requesting-homebirth-coverage/comment-page-1/#comment-23 PJ Thu, 10 Jan 2008 23:47:15 +0000 http://vbacfacts.com/2007/12/30/letter-to-insurance-requesting-homebirth-coverage/#comment-23 Wonderfully written! Wonderfully written!

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